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Adjustable Rate Mortgage

The Debt Consolidation & Home Mortgage Loan Company offers several (A.R.M.) Loan programs that can help you take advantage of lower rates with a 5 year adjustable rate term.

An Adjustable Rate Mortgage (ARM) is a type of loan where the interest rate may increase or decrease over the life of the loan. There are two key parts to an ARM: The index which is the adjustable part and the margin which is the part lenders add to the index to figure your interest rate. Most ARMs adjust once a year or every six months. The main advantage to an ARM is the interest rate at which your loan starts is usually much lower than a comparable fixed rate loan. This helps lower your monthly payment.

More Secured Mortgage Refinance Programs

No equity loan solutions for lower payments. Borrow more than your house is worth.

Combine debt and loans together and save more money with reduced interest.

Leave your 1st mortgage alone if you want! Take out a home equity loan & get cash back with a 2nd mortgage.

Is your 1st mortgage beyond the fixed rate period? If your rate is adjusting, Refinance and enjoy the safety of a fixed term loan.

We help people with excellent or bad credit refinance their debts into a mortgage loan with fixed interest.

Lock your rate and get cash coming back to you in 30-year refinance loan.

Purchase your 1st or your 2nd home. Interest rates are still affordable.


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